Before you apply for a mortgage, you should make sure your credit is in good shape. The better your credit score, the better the interest rate you’ll qualify for. You should aim for a credit score of 740 or higher. That should get you the very best rates in most cases, says Rob Downs, Sr. Loan Officer at South State Bank. There … See more Once you feel like your credit is in a good spot, it’s time to start the process of getting a mortgage. You can find out how much money you … See more Just because you canborrow a certain amount of money doesn’t mean you should. There are several other factors that come into play when determining what price range you should be considering. Chances are you’ll … See more After you decide on the best type of mortgage for you, you’re ready to start shopping for your mortgage. To get a good sense of what kind of … See more Once you know how much money you’re able to borrow, you’ll need to decide what kind of loan is right for you. Do you want a 30-year mortgage or a 15-year? Would you prefer a fixed rate for the life of the loan or one that … See more WebOct 20, 2016 · Consumer advocate and radio host Clark Howard says that the best piece of financial advice he ever got was from the founder of Vanguard, Jack Bogle. The advice …
Tips for first-time homebuyers – WFTV
WebTips to Contact the Credit Bureaus; Credit Cards. Credit Cards. Best. ... Clark Howard's 7 Credit Card Rules; Credit Cards in Clark Howard’s Wallet; ... Education & Student … WebMay 1, 2024 · Clark Howard Tips for first-time homebuyers . By Clark Howard May 01, 2024 at 11:32 am EDT. ... Most FHA loans require 3.5% down payment of the purchase price. If you don't go the FHA route, many ... dr ivica tijardovic
How to Get a Mortgage in 8 Steps - Clark Howard
WebMay 2, 2024 · Here, Clark complains about the cost of insurance products that pay “massive commissions” to the agent and end up costing them more than the applicant can actually afford. Clark goes on to quote the statistics that “25% of people who buy life insurance stop paying on the policy in the first three years. By the 10-year mark, it’s almost ... WebClark Howard has been sharing unbiased advice to help people save more and spend less for more than 30 years. As the host of The Clark Howard Show and founde... dr ivica rukavina